We provide specialist services and advice to stakeholders in situations where a business is experiencing financial, commercial or operational difficulties. 

HLB Mann Judd’s Restructuring and Risk Advisory team (RRA) assist stakeholders to implement sustained restructuring management strategies and mitigate financial, commercial and operational risks.

Businesses exhibiting any or all of the following characteristics would benefit from consulting our RRA specialists:

  • Declining financial position – including reduced margins/ profits, recurring trading losses or failure to meet forecasts
  • Inability to reduce debt, loan repayment deferrals or working capital facilities that have become ‘core’ debt
  • Breach or anticipated breach of banking covenants
  • Payments to creditors being made outside of normal trading terms or underpayment arrangements
  • Inability to produce timely and accurate management accounts
  • Failure to identify risks in a changing business environment
  • Loss of key personnel.

How we help clients

With the ability to draw on specialists within the firms from our audit, tax, corporate advisory and business services divisions we offer comprehensive solutions for:

  • Debtor assessment and process improvement reviews
  • Business performance reviews
  • Debt/equity structuring
  • Refinancing options and financial forecasting reviews
  • Planning and implementing business restructures and integrations, sale and acquisition advice
  • Business sale and acquisition advice
  • Cost reduction and product profitability analysis
  • Informal work-out solutions
  • Financial and operation risk assessments
  • Private equity transactions
  • Pre-lending reviews and investigating accountant’s reports for financiers
  • Solvent winding up and distribution of assets
  • Solvency, operational and safe harbour reviews.

Where risks cannot be mitigated or business restructuring is not possible, we offer a full range of corporate and personal insolvency solutions.

Corporate Insolvency Services 

Our specialists have advised and acted for company directors, creditors, secured lenders, shareholders and regulators in formal capacities, such as:

  • Voluntary Administrators
  • Private and Court appointed Receivers and Managers
  • Agents for Mortgagee in Possession and Section 66G Trustees
  • Provisional and Official Liquidators
  • Liquidators in creditors’ voluntary winding ups
  • Expert witnesses in insolvency related legal proceedings.

Personal Insolvency Services

Where individuals are experiencing financial difficulties, we have advised and acted for creditors, debtors and regulators in formal capacities, such as:

  • Trustees in Bankruptcy
  • Personal Insolvency Agreements (Part X’s)
  • Private and Court appointed Receivers and Managers
  • Agents for Mortgagee in Possession.

Please contact one of our specialists for a confidential no obligations discussion in relation to any of our services.