For many Australians, the idea of home ownership seems increasingly out of reach. What fuelled this dramatic shift?
All businesses will take on debt at some stage of their lifecycle, however accessing and structuring debt appropriately can have a significant impact on profitability – and longevity.
Most businesses owners recognise that debt, in itself, isn’t a bad thing; in fact, debt is often used as a means for future growth and expansion. Debt restructuring, refinancing and working capital solutions are just some of the ways professional advisers can assist in recommending the best strategies for taking on debt for growth.
Debt advisers will have connections with lenders and major banking institutions, as well as brokers, lawyers and other professionals, in helping to secure the best terms for a loan, and working collaboratively throughout every stage of the borrowing process.
Prior to assuming any new or additional debt, the borrowing process can also highlight the need for an independent review of a business using financial modelling methodologies. This assists with identifying potential risks which would have otherwise been overlooked, and mitigate or reduce the level of risk prior to applying for a loan.
In an area which is increasingly complex and influenced by the economy at any given time, debt advisory commands a robust, methodical approach along with commercial aptitude.
How we help clients
The demand for independent specialist advice on debt requirements continues to grow and at HLB Mann Judd, we are well placed to meet this growing demand.
Our debt advisory professionals provide expert and independent debt-financing advice for individual or personal banking needs, businesses property, equipment, trade and working capital needs, and loan structuring, independent recommendations and debt placement.
As part of our comprehensive debt advisory offering, our team of specialists are skilled in the following:
- Reviewing your business or personal mortgage financing structure and existing arrangements
- Independent access to more than 30 Australian-based lenders, including all major banks
- Providing the steps and pathways to achieving the most appropriate financing
- Debt placement and specialist advice including ongoing life of loan debt services
- Other debt related advisory services.