The life expectancy of Australians is increasing, but a longer life doesn’t necessarily mean a better quality of life. Health and wealth play crucial roles in determining our quality of life as we age.
What would happen to you, your family, or your business if a decline in your health meant you could no longer work?
Insurance coverage is personal. It must reflect an individual’s unique circumstances and provide the necessary support to those affected during times of misfortune — whether it’s you, your family, or your business.
An effective insurance strategy considers different personal situations, stages of life and risk profiles, both now and in the future. Engaging a risk adviser helps uncover any relevant issues and presents the details needed to make informed decisions.
While choosing the right policies and coverage is important, the claims process is equally critical. Seeking a claim can be stressful, especially for family members in distress or in urgent need of funds. The right risk adviser is an advocate, ready to act quickly on your behalf to achieve results.
How we help clients
HLB Mann Judd can assist with a variety of insurance solutions to help manage the financial impact of personal disasters such as illness, injury, or death.
Our insurance risk specialists are highly experienced in providing risk advice. They have access to every insurer in the marketplace and can leverage these relationships to secure preferential outcomes for clients, offering superior quality, competitively priced protection products.
Our objective is to make insurance simple and easy, from discussing your needs to the application process, all the way to claims time.
Further, if we determine that your current insurance policies adequately meet your needs and are competitive, we will inform you so. We will not recommend any changes unless they provide additional benefit.
The types of insurance we can assist with include:
- Personal risk advice covering life, total and permanent disability, income protection, and trauma cover
- Business risk advice, including buy/sell funding, key person cover, and revenue or debt protection
- General insurance for families and individuals, such as home and contents, landlord insurance, motor vehicle, travel, and private health cover
- General insurance for businesses, including property and casualty, financial lines, transactional liability, professional indemnity, public liability, and directors' insurance.